Call reports 2003
BANK ONE, WEST VIRGINIA, NATIONAL ASSOCIATION — 2003
What BANK ONE, WEST VIRGINIA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 2,154,802,000 | 2,138,275,000 |
| Total loans | 1,402,637,000 | 1,015,541,000 |
| Allowance for loan losses | 13,485,000 | 7,630,000 |
| Securities available for sale | 7,693,000 | 6,755,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 171,000 | 362,000 |
| Total deposits | 1,727,100,000 | 1,722,798,000 |
| Interest-bearing deposits | 1,477,581,000 | 1,449,585,000 |
| Noninterest-bearing deposits | 249,519,000 | 273,213,000 |
| Equity capital | 134,836,000 | 132,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 11,913,000 | 19,559,000 |
| Interest expense | 8,083,000 | 15,658,000 |
| Net interest income | 3,830,000 | 3,901,000 |
| Noninterest income | 5,051,000 | 10,420,000 |
| Noninterest expense | 9,828,000 | 19,296,000 |
| Provision for loan losses | 0 | -113,000 |
| Pretax income | -947,000 | -4,862,000 |
| Income tax | -437,000 | -1,876,000 |
| Net income | -510,000 | -2,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 131,232,000 | 128,756,000 |
| Total capital | 143,104,000 | 135,376,000 |
| Risk-weighted assets | 948,184,000 | 528,574,000 |