Call reports 2002
BANK ONE, WEST VIRGINIA, NATIONAL ASSOCIATION — 2002
What BANK ONE, WEST VIRGINIA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,034,598,000 | 2,069,017,000 | 2,101,950,000 | 2,179,058,000 |
| Total loans | 813,140,000 | 763,430,000 | 700,260,000 | 599,571,000 |
| Allowance for loan losses | 14,041,000 | 14,055,000 | 14,727,000 | 14,727,000 |
| Securities available for sale | 12,230,000 | 10,270,000 | 9,830,000 | 8,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,699,082,000 | 1,718,983,000 | 1,747,803,000 | 1,785,301,000 |
| Interest-bearing deposits | 1,474,647,000 | 1,484,967,000 | 1,509,388,000 | 1,497,068,000 |
| Noninterest-bearing deposits | 224,435,000 | 234,016,000 | 238,415,000 | 288,233,000 |
| Equity capital | 133,525,000 | 134,211,000 | 135,062,000 | 135,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 20,214,000 | 39,775,000 | 58,528,000 | 74,660,000 |
| Interest expense | 10,883,000 | 21,039,000 | 30,812,000 | 39,856,000 |
| Net interest income | 9,331,000 | 18,736,000 | 27,716,000 | 34,804,000 |
| Noninterest income | 5,133,000 | 10,504,000 | 15,434,000 | 20,922,000 |
| Noninterest expense | 11,430,000 | 23,366,000 | 33,343,000 | 42,669,000 |
| Provision for loan losses | 3,117,000 | 5,097,000 | 7,861,000 | 10,698,000 |
| Pretax income | -83,000 | 777,000 | 1,946,000 | 2,360,000 |
| Income tax | -140,000 | 85,000 | 425,000 | 497,000 |
| Net income | 57,000 | 692,000 | 1,521,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,936,000 | 130,570,000 | 131,399,000 | 131,742,000 |
| Total capital | 143,623,000 | 144,268,000 | 144,625,000 | 144,226,000 |
| Risk-weighted assets | 1,094,627,000 | 1,095,515,000 | 1,056,546,000 | 996,441,000 |