Call reports 2001
BANK ONE, WEST VIRGINIA, NATIONAL ASSOCIATION — 2001
What BANK ONE, WEST VIRGINIA, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,077,902,000 | 2,061,471,000 | 2,037,981,000 | 2,061,083,000 |
| Total loans | 1,147,708,000 | 1,052,886,000 | 961,081,000 | 890,069,000 |
| Allowance for loan losses | 14,800,000 | 14,229,000 | 14,317,000 | 14,687,000 |
| Securities available for sale | 231,739,000 | 54,352,000 | 26,000,000 | 14,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,688,043,000 | 1,671,432,000 | 1,659,227,000 | 1,679,250,000 |
| Interest-bearing deposits | 1,494,714,000 | 1,469,262,000 | 1,443,838,000 | 1,457,818,000 |
| Noninterest-bearing deposits | 193,329,000 | 202,170,000 | 215,389,000 | 221,432,000 |
| Equity capital | 142,229,000 | 135,170,000 | 135,353,000 | 133,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 38,397,000 | 72,709,000 | 102,206,000 | 125,526,000 |
| Interest expense | 19,801,000 | 38,632,000 | 54,877,000 | 67,544,000 |
| Net interest income | 18,596,000 | 34,077,000 | 47,329,000 | 57,982,000 |
| Noninterest income | 5,510,000 | 11,035,000 | 13,764,000 | 21,530,000 |
| Noninterest expense | 14,506,000 | 29,412,000 | 42,266,000 | 57,959,000 |
| Provision for loan losses | 2,665,000 | 3,556,000 | 6,660,000 | 11,981,000 |
| Pretax income | 6,809,000 | 12,100,000 | 12,167,000 | 9,977,000 |
| Income tax | 2,554,000 | 4,569,000 | 4,765,000 | 4,037,000 |
| Net income | 4,255,000 | 7,531,000 | 7,402,000 | 5,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,569,000 | 130,373,000 | 130,771,000 | 129,836,000 |
| Total capital | 186,369,000 | 179,602,000 | 180,088,000 | 179,239,000 |
| Risk-weighted assets | 1,361,201,000 | 1,294,312,000 | 1,221,859,000 | 1,151,946,000 |