Call reports 2026
FIRST STATE BANK OF SHELBY, THE — 2026
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 169,018,000 | 175,638,000 |
| Total loans | 22,640,000 | 24,561,000 |
| Allowance for loan losses | 21,000 | 33,000 |
| Securities available for sale | 75,122,000 | 77,316,000 |
| Securities held to maturity | 49,723,000 | 49,635,000 |
| Trading assets | 0 | 0 |
| Total deposits | 142,392,000 | 148,476,000 |
| Interest-bearing deposits | 85,553,000 | 84,850,000 |
| Noninterest-bearing deposits | 56,839,000 | 63,626,000 |
| Equity capital | 25,829,000 | 26,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,399,000 | 2,899,000 |
| Interest expense | 483,000 | 963,000 |
| Net interest income | 916,000 | 1,936,000 |
| Noninterest income | 91,000 | 182,000 |
| Noninterest expense | 569,000 | 1,188,000 |
| Provision for loan losses | -18,000 | -73,000 |
| Pretax income | 439,000 | 1,008,000 |
| Income tax | -86,000 | -75,000 |
| Net income | 525,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 32,602,000 | 33,160,000 |