Call reports 2022
FIRST STATE BANK OF SHELBY, THE — 2022
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 188,372,000 | 182,313,000 | 180,819,000 | 177,944,000 |
| Total loans | 17,078,000 | 19,782,000 | 22,913,000 | 19,742,000 |
| Allowance for loan losses | 534,000 | 540,000 | 532,000 | 179,000 |
| Securities available for sale | 80,907,000 | 88,126,000 | 85,493,000 | 84,272,000 |
| Securities held to maturity | 60,443,000 | 60,135,000 | 59,671,000 | 59,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,769,000 | 157,297,000 | 156,828,000 | 154,167,000 |
| Interest-bearing deposits | 84,211,000 | 81,962,000 | 82,468,000 | 79,772,000 |
| Noninterest-bearing deposits | 76,558,000 | 75,335,000 | 74,360,000 | 74,395,000 |
| Equity capital | 27,395,000 | 24,780,000 | 23,731,000 | 23,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,291,000 | 3,505,000 | 4,763,000 |
| Interest expense | 63,000 | 125,000 | 189,000 | 268,000 |
| Net interest income | 1,011,000 | 2,166,000 | 3,316,000 | 4,495,000 |
| Noninterest income | 99,000 | 177,000 | 251,000 | 335,000 |
| Noninterest expense | 540,000 | 1,142,000 | 1,765,000 | 2,594,000 |
| Provision for loan losses | 0 | 0 | 0 | -346,000 |
| Pretax income | 570,000 | 1,181,000 | 1,784,000 | 2,196,000 |
| Income tax | 150,000 | 309,000 | 470,000 | 330,000 |
| Net income | 420,000 | 872,000 | 1,314,000 | 1,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,090,000 | 31,542,000 | 31,985,000 | 31,637,000 |