Call reports 2020
FIRST STATE BANK OF SHELBY, THE — 2020
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,101,000 | 132,551,000 | 137,584,000 | 144,988,000 |
| Total loans | 20,530,000 | 28,719,000 | 30,269,000 | 21,746,000 |
| Allowance for loan losses | 369,000 | 370,000 | 366,000 | 423,000 |
| Securities available for sale | 51,842,000 | 41,994,000 | 37,790,000 | 42,807,000 |
| Securities held to maturity | 46,664,000 | 55,034,000 | 54,511,000 | 59,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,909,000 | 101,165,000 | 105,774,000 | 113,950,000 |
| Interest-bearing deposits | 62,943,000 | 65,003,000 | 66,473,000 | 70,293,000 |
| Noninterest-bearing deposits | 32,966,000 | 36,162,000 | 39,301,000 | 43,657,000 |
| Equity capital | 30,227,000 | 30,435,000 | 30,756,000 | 30,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,718,000 | 2,660,000 | 3,801,000 |
| Interest expense | 102,000 | 201,000 | 291,000 | 370,000 |
| Net interest income | 648,000 | 1,517,000 | 2,369,000 | 3,431,000 |
| Noninterest income | 79,000 | 160,000 | 234,000 | 325,000 |
| Noninterest expense | 543,000 | 1,047,000 | 1,575,000 | 2,294,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 184,000 | 741,000 | 1,128,000 | 1,527,000 |
| Income tax | 50,000 | 192,000 | 298,000 | 139,000 |
| Net income | 134,000 | 549,000 | 830,000 | 1,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,209,000 | 29,624,000 | 29,920,000 | 29,728,000 |
| Total capital | 29,578,000 | 29,994,000 | 30,286,000 | 30,151,000 |
| Risk-weighted assets | 41,867,000 | 44,642,000 | 42,485,000 | 43,626,000 |