Call reports 2019
FIRST STATE BANK OF SHELBY, THE — 2019
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,602,000 | 124,756,000 | 127,874,000 | 127,889,000 |
| Total loans | 21,971,000 | 26,085,000 | 28,967,000 | 24,177,000 |
| Allowance for loan losses | 591,000 | 591,000 | 586,000 | 469,000 |
| Securities available for sale | 55,365,000 | 49,643,000 | 49,698,000 | 52,127,000 |
| Securities held to maturity | 44,521,000 | 42,446,000 | 40,001,000 | 39,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,230,000 | 95,802,000 | 98,094,000 | 98,514,000 |
| Interest-bearing deposits | 64,897,000 | 64,608,000 | 64,421,000 | 63,011,000 |
| Noninterest-bearing deposits | 32,333,000 | 31,194,000 | 33,673,000 | 35,503,000 |
| Equity capital | 28,102,000 | 28,707,000 | 29,288,000 | 29,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,078,000 | 3,017,000 | 4,127,000 |
| Interest expense | 100,000 | 206,000 | 314,000 | 420,000 |
| Net interest income | 960,000 | 1,872,000 | 2,703,000 | 3,707,000 |
| Noninterest income | 76,000 | 237,000 | 325,000 | 423,000 |
| Noninterest expense | 516,000 | 1,026,000 | 1,567,000 | 2,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 520,000 | 1,101,000 | 1,479,000 | 1,875,000 |
| Income tax | 138,000 | 291,000 | 391,000 | 226,000 |
| Net income | 382,000 | 810,000 | 1,088,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,557,000 | 28,985,000 | 29,263,000 | 29,075,000 |
| Total capital | 29,142,000 | 29,489,000 | 29,849,000 | 29,544,000 |
| Risk-weighted assets | 46,798,000 | 40,282,000 | 128,460,000 | 44,131,000 |