Call reports 2018
FIRST STATE BANK OF SHELBY, THE — 2018
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,344,000 | 130,058,000 | 128,956,000 | 131,892,000 |
| Total loans | 20,145,000 | 22,751,000 | 24,474,000 | 22,420,000 |
| Allowance for loan losses | 588,000 | 589,000 | 590,000 | 590,000 |
| Securities available for sale | 53,780,000 | 54,349,000 | 53,615,000 | 55,465,000 |
| Securities held to maturity | 47,515,000 | 46,647,000 | 45,453,000 | 45,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,517,000 | 103,052,000 | 101,785,000 | 104,614,000 |
| Interest-bearing deposits | 72,954,000 | 69,661,000 | 67,535,000 | 67,461,000 |
| Noninterest-bearing deposits | 32,563,000 | 33,390,000 | 34,250,000 | 37,153,000 |
| Equity capital | 26,555,000 | 26,812,000 | 26,949,000 | 27,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,128,000 | 3,192,000 | 4,287,000 |
| Interest expense | 95,000 | 191,000 | 292,000 | 393,000 |
| Net interest income | 965,000 | 1,937,000 | 2,900,000 | 3,894,000 |
| Noninterest income | 78,000 | 138,000 | 215,000 | 307,000 |
| Noninterest expense | 509,000 | 1,008,000 | 1,524,000 | 2,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 534,000 | 1,067,000 | 1,591,000 | 1,996,000 |
| Income tax | 141,000 | 263,000 | 420,000 | 283,000 |
| Net income | 393,000 | 804,000 | 1,171,000 | 1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,506,000 | 27,917,000 | 28,283,000 | 28,175,000 |
| Total capital | 28,053,000 | 28,503,000 | 28,796,000 | 28,765,000 |
| Risk-weighted assets | 43,742,000 | 46,915,000 | 40,975,000 | 50,125,000 |