Call reports 2017
FIRST STATE BANK OF SHELBY, THE — 2017
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,612,000 | 128,065,000 | 128,166,000 | 132,153,000 |
| Total loans | 21,057,000 | 24,919,000 | 24,984,000 | 21,962,000 |
| Allowance for loan losses | 582,000 | 590,000 | 591,000 | 579,000 |
| Securities available for sale | 52,134,000 | 52,684,000 | 50,089,000 | 51,775,000 |
| Securities held to maturity | 45,306,000 | 47,202,000 | 46,770,000 | 47,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,355,000 | 100,905,000 | 100,558,000 | 105,324,000 |
| Interest-bearing deposits | 72,433,000 | 70,660,000 | 69,868,000 | 71,546,000 |
| Noninterest-bearing deposits | 31,921,000 | 30,245,000 | 30,690,000 | 33,778,000 |
| Equity capital | 26,009,000 | 26,657,000 | 26,978,000 | 26,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,164,000 | 3,202,000 | 4,246,000 |
| Interest expense | 91,000 | 181,000 | 271,000 | 365,000 |
| Net interest income | 1,019,000 | 1,983,000 | 2,931,000 | 3,881,000 |
| Noninterest income | 84,000 | 235,000 | 316,000 | 407,000 |
| Noninterest expense | 556,000 | 1,043,000 | 1,573,000 | 2,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 750,000 | 1,378,000 | 1,885,000 | 2,266,000 |
| Income tax | 290,000 | 532,000 | 726,000 | 475,000 |
| Net income | 460,000 | 846,000 | 1,159,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,432,000 | 26,818,000 | 27,131,000 | 27,112,000 |
| Total capital | 27,006,000 | 27,408,000 | 27,722,000 | 27,661,000 |
| Risk-weighted assets | 45,920,000 | 49,278,000 | 47,616,000 | 43,894,000 |