Call reports 2013
FIRST STATE BANK OF SHELBY, THE — 2013
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 134,094,000 | 130,597,000 | 130,870,000 | 130,463,000 |
| Total loans | 23,864,000 | 27,349,000 | 29,462,000 | 23,718,000 |
| Allowance for loan losses | 1,008,000 | 1,009,000 | 819,000 | 562,000 |
| Securities available for sale | 71,165,000 | 66,947,000 | 63,435,000 | 65,508,000 |
| Securities held to maturity | 29,869,000 | 30,718,000 | 30,523,000 | 30,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,526,000 | 108,618,000 | 107,565,000 | 108,440,000 |
| Interest-bearing deposits | 72,803,000 | 72,563,000 | 70,414,000 | 72,320,000 |
| Noninterest-bearing deposits | 37,723,000 | 36,055,000 | 37,151,000 | 36,120,000 |
| Equity capital | 22,425,000 | 21,613,000 | 22,462,000 | 21,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,007,000 | 3,107,000 | 4,238,000 |
| Interest expense | 110,000 | 214,000 | 315,000 | 412,000 |
| Net interest income | 877,000 | 1,793,000 | 2,792,000 | 3,826,000 |
| Noninterest income | 168,000 | 320,000 | 457,000 | 571,000 |
| Noninterest expense | 526,000 | 1,022,000 | 1,568,000 | 2,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 519,000 | 1,123,000 | 1,716,000 | 2,057,000 |
| Income tax | 202,000 | 432,000 | 661,000 | 419,000 |
| Net income | 317,000 | 691,000 | 1,055,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,477,000 | 21,851,000 | 22,216,000 | 22,198,000 |
| Total capital | 22,076,000 | 22,489,000 | 23,035,000 | 22,760,000 |
| Risk-weighted assets | 47,664,000 | 50,835,000 | 75,914,000 | 47,535,000 |