Call reports 2012
FIRST STATE BANK OF SHELBY, THE — 2012
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,033,000 | 131,425,000 | 138,931,000 | 142,970,000 |
| Total loans | 23,265,000 | 26,013,000 | 28,056,000 | 26,833,000 |
| Allowance for loan losses | 758,000 | 757,000 | 758,000 | 1,007,000 |
| Securities available for sale | 67,849,000 | 69,992,000 | 64,059,000 | 68,202,000 |
| Securities held to maturity | 31,552,000 | 31,174,000 | 30,761,000 | 30,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,143,000 | 108,291,000 | 114,735,000 | 119,797,000 |
| Interest-bearing deposits | 74,262,000 | 71,786,000 | 70,846,000 | 73,165,000 |
| Noninterest-bearing deposits | 39,881,000 | 36,505,000 | 43,889,000 | 46,632,000 |
| Equity capital | 20,914,000 | 21,767,000 | 22,468,000 | 22,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,241,000 | 3,339,000 | 4,359,000 |
| Interest expense | 142,000 | 276,000 | 405,000 | 523,000 |
| Net interest income | 966,000 | 1,965,000 | 2,934,000 | 3,836,000 |
| Noninterest income | 121,000 | 252,000 | 406,000 | 582,000 |
| Noninterest expense | 485,000 | 993,000 | 1,519,000 | 2,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 602,000 | 1,278,000 | 1,905,000 | 2,176,000 |
| Income tax | 233,000 | 496,000 | 733,000 | 486,000 |
| Net income | 369,000 | 782,000 | 1,172,000 | 1,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,286,000 | 20,699,000 | 21,089,000 | 21,160,000 |
| Total capital | 21,044,000 | 21,456,000 | 21,731,000 | 21,789,000 |
| Risk-weighted assets | 67,307,000 | 68,007,000 | 51,280,000 | 50,074,000 |