Call reports 2003

FIRST STATE BANK OF SHELBY, THE — 2003

Name: FIRST STATE BANK OF SHELBY, THE — FFIEC call report 2003
Creator: FIRST STATE BANK OF SHELBY, THE

What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/88a2e25d-5a5c-49e2-89bb-ac4919110dfd/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	70,402,000	70,035,000	71,779,000	73,035,000
Total loans	23,648,000	26,348,000	28,886,000	25,432,000
Allowance for loan losses	305,000	311,000	315,000	350,000
Securities available for sale	22,261,000	25,615,000	26,266,000	30,272,000
Securities held to maturity	9,183,000	10,175,000	10,312,000	10,570,000
Trading assets	0	0	0	0
Total deposits	58,193,000	57,653,000	59,592,000	61,070,000
Interest-bearing deposits	45,268,000	44,338,000	43,774,000	44,541,000
Noninterest-bearing deposits	12,925,000	13,315,000	15,818,000	16,529,000
Equity capital	11,763,000	12,004,000	11,965,000	11,804,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	821,000	1,621,000	2,447,000	3,269,000
Interest expense	266,000	498,000	707,000	893,000
Net interest income	555,000	1,123,000	1,740,000	2,376,000
Noninterest income	119,000	235,000	406,000	539,000
Noninterest expense	431,000	823,000	1,234,000	1,711,000
Provision for loan losses	0	0	50,000	100,000
Pretax income	246,000	567,000	894,000	1,136,000
Income tax	90,000	221,000	364,000	359,000
Net income	156,000	346,000	530,000	777,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	11,550,000	11,740,000	11,924,000	11,739,000
Total capital	11,855,000	12,051,000	12,239,000	12,089,000
Risk-weighted assets	38,704,000	40,839,000	43,723,000	41,097,000