Call reports 2001
FIRST STATE BANK OF SHELBY, THE — 2001
What FIRST STATE BANK OF SHELBY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,012,000 | 58,086,000 | 60,779,000 | 63,809,000 |
| Total loans | 25,714,000 | 27,404,000 | 28,513,000 | 24,561,000 |
| Allowance for loan losses | 587,000 | 607,000 | 576,000 | 574,000 |
| Securities available for sale | 19,317,000 | 20,641,000 | 19,875,000 | 22,333,000 |
| Securities held to maturity | 4,287,000 | 4,950,000 | 5,949,000 | 6,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,680,000 | 47,681,000 | 50,016,000 | 53,063,000 |
| Interest-bearing deposits | 37,184,000 | 35,743,000 | 37,287,000 | 39,102,000 |
| Noninterest-bearing deposits | 12,496,000 | 11,938,000 | 12,729,000 | 13,961,000 |
| Equity capital | 9,825,000 | 10,061,000 | 10,363,000 | 10,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,057,000 | 3,051,000 | 3,998,000 |
| Interest expense | 402,000 | 790,000 | 1,164,000 | 1,513,000 |
| Net interest income | 644,000 | 1,267,000 | 1,887,000 | 2,485,000 |
| Noninterest income | 104,000 | 234,000 | 330,000 | 443,000 |
| Noninterest expense | 367,000 | 776,000 | 1,175,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 381,000 | 725,000 | 1,042,000 | 1,306,000 |
| Income tax | 147,000 | 279,000 | 402,000 | 380,000 |
| Net income | 234,000 | 446,000 | 640,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,723,000 | 9,935,000 | 10,130,000 | 10,416,000 |
| Total capital | 10,192,000 | 10,407,000 | 10,619,000 | 10,887,000 |
| Risk-weighted assets | 37,348,000 | 37,570,000 | 39,046,000 | 37,555,000 |