Call reports 2016
IOWA PRAIRIE BANK — 2016
What IOWA PRAIRIE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,572,000 | 70,788,000 | 68,533,000 | 71,861,000 |
| Total loans | 37,857,000 | 37,219,000 | 35,329,000 | 36,523,000 |
| Allowance for loan losses | 597,000 | 563,000 | 599,000 | 604,000 |
| Securities available for sale | 24,649,000 | 28,285,000 | 28,068,000 | 26,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,325,000 | 59,291,000 | 57,369,000 | 61,764,000 |
| Interest-bearing deposits | 48,773,000 | 48,934,000 | 47,667,000 | 50,424,000 |
| Noninterest-bearing deposits | 9,552,000 | 10,357,000 | 9,702,000 | 11,339,000 |
| Equity capital | 6,313,000 | 6,507,000 | 6,173,000 | 5,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,328,000 | 1,954,000 | 2,553,000 |
| Interest expense | 101,000 | 195,000 | 287,000 | 381,000 |
| Net interest income | 582,000 | 1,133,000 | 1,667,000 | 2,172,000 |
| Noninterest income | 51,000 | 125,000 | 188,000 | 253,000 |
| Noninterest expense | 494,000 | 982,000 | 1,525,000 | 2,055,000 |
| Provision for loan losses | 0 | 45,000 | 275,000 | 275,000 |
| Pretax income | 140,000 | 232,000 | 56,000 | 96,000 |
| Income tax | 0 | 11,000 | 17,000 | 3,000 |
| Net income | 140,000 | 221,000 | 39,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,848,000 | 5,814,000 | 5,542,000 | 5,506,000 |
| Total capital | 6,445,000 | 6,377,000 | 6,103,000 | 6,056,000 |
| Risk-weighted assets | 48,021,000 | 46,549,000 | 44,893,000 | 43,965,000 |