Call reports 2015
IOWA PRAIRIE BANK — 2015
What IOWA PRAIRIE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,259,000 | 66,737,000 | 68,535,000 | 67,964,000 |
| Total loans | 37,270,000 | 38,543,000 | 40,635,000 | 39,810,000 |
| Allowance for loan losses | 527,000 | 537,000 | 551,000 | 592,000 |
| Securities available for sale | 29,142,000 | 24,532,000 | 24,459,000 | 24,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,116,000 | 56,118,000 | 53,721,000 | 56,695,000 |
| Interest-bearing deposits | 48,291,000 | 45,808,000 | 44,555,000 | 46,429,000 |
| Noninterest-bearing deposits | 9,824,000 | 10,311,000 | 9,166,000 | 10,266,000 |
| Equity capital | 6,161,000 | 5,630,000 | 5,991,000 | 5,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,268,000 | 1,930,000 | 2,592,000 |
| Interest expense | 102,000 | 198,000 | 291,000 | 384,000 |
| Net interest income | 518,000 | 1,070,000 | 1,639,000 | 2,208,000 |
| Noninterest income | 47,000 | 97,000 | 146,000 | 152,000 |
| Noninterest expense | 423,000 | 880,000 | 1,326,000 | 1,822,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 142,000 | 280,000 | 426,000 | 475,000 |
| Income tax | 0 | 9,000 | 15,000 | 21,000 |
| Net income | 142,000 | 271,000 | 411,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,652,000 | 5,630,000 | 5,720,000 | 5,708,000 |
| Total capital | 6,179,000 | 6,167,000 | 6,271,000 | 6,280,000 |
| Risk-weighted assets | 42,538,000 | 44,750,000 | 46,387,000 | 45,726,000 |