Call reports 2022
MILLENNIAL BANK — 2022
What MILLENNIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 115,624,000 | 111,059,000 | 127,088,000 | 131,664,000 |
| Total loans | 80,424,000 | 76,863,000 | 86,265,000 | 89,180,000 |
| Allowance for loan losses | 866,000 | 876,000 | 906,000 | 936,000 |
| Securities available for sale | 13,811,000 | 13,181,000 | 14,676,000 | 15,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,026,000 | 101,310,000 | 112,661,000 | 117,478,000 |
| Interest-bearing deposits | 85,410,000 | 80,442,000 | 90,641,000 | 95,191,000 |
| Noninterest-bearing deposits | 19,616,000 | 20,868,000 | 22,020,000 | 22,287,000 |
| Equity capital | 9,916,000 | 9,063,000 | 8,589,000 | 9,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,425,000 | 3,859,000 | 5,612,000 |
| Interest expense | 97,000 | 191,000 | 316,000 | 622,000 |
| Net interest income | 1,103,000 | 2,234,000 | 3,543,000 | 4,990,000 |
| Noninterest income | 300,000 | 377,000 | 459,000 | 479,000 |
| Noninterest expense | 1,188,000 | 2,162,000 | 3,254,000 | 4,384,000 |
| Provision for loan losses | 20,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 200,000 | 424,000 | 693,000 | 1,000,000 |
| Income tax | 56,000 | 90,000 | 156,000 | 249,000 |
| Net income | 144,000 | 334,000 | 537,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,128,000 | 11,385,000 | 11,655,000 | 11,936,000 |