Call reports 2021
MILLENNIAL BANK — 2021
What MILLENNIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 111,865,000 | 112,865,000 | 114,705,000 | 113,733,000 |
| Total loans | 70,635,000 | 71,216,000 | 77,230,000 | 77,351,000 |
| Allowance for loan losses | 710,000 | 757,000 | 817,000 | 843,000 |
| Securities available for sale | 17,847,000 | 17,942,000 | 17,842,000 | 16,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,119,000 | 96,639,000 | 98,325,000 | 97,389,000 |
| Interest-bearing deposits | 77,901,000 | 77,585,000 | 78,403,000 | 77,276,000 |
| Noninterest-bearing deposits | 17,218,000 | 19,054,000 | 19,922,000 | 20,113,000 |
| Equity capital | 10,066,000 | 10,587,000 | 10,908,000 | 10,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,238,000 | 3,469,000 | 4,647,000 |
| Interest expense | 128,000 | 250,000 | 363,000 | 471,000 |
| Net interest income | 982,000 | 1,988,000 | 3,106,000 | 4,176,000 |
| Noninterest income | 67,000 | 193,000 | 336,000 | 447,000 |
| Noninterest expense | 941,000 | 1,909,000 | 2,941,000 | 3,904,000 |
| Provision for loan losses | 38,000 | 85,000 | 145,000 | 170,000 |
| Pretax income | 84,000 | 201,000 | 370,000 | 563,000 |
| Income tax | 0 | 0 | 0 | 56,000 |
| Net income | 84,000 | 201,000 | 370,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,178,000 | 10,480,000 | 10,715,000 | 10,919,000 |