Call reports 2019
MILLENNIAL BANK — 2019
What MILLENNIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,275,000 | 76,095,000 | 79,037,000 | 78,079,000 |
| Total loans | 45,631,000 | 48,639,000 | 52,376,000 | 51,977,000 |
| Allowance for loan losses | 464,000 | 487,000 | 530,000 | 555,000 |
| Securities available for sale | 8,661,000 | 9,960,000 | 11,934,000 | 12,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,143,000 | 66,365,000 | 69,104,000 | 67,997,000 |
| Interest-bearing deposits | 48,614,000 | 56,251,000 | 59,400,000 | 58,680,000 |
| Noninterest-bearing deposits | 9,529,000 | 10,114,000 | 9,704,000 | 9,317,000 |
| Equity capital | 9,018,000 | 9,589,000 | 9,650,000 | 9,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,855,000 | 2,921,000 | 4,021,000 |
| Interest expense | 113,000 | 245,000 | 418,000 | 605,000 |
| Net interest income | 808,000 | 1,610,000 | 2,503,000 | 3,416,000 |
| Noninterest income | 112,000 | 195,000 | 282,000 | 407,000 |
| Noninterest expense | 799,000 | 1,608,000 | 2,486,000 | 3,421,000 |
| Provision for loan losses | 72,000 | 96,000 | 141,000 | 161,000 |
| Pretax income | 56,000 | 108,000 | 214,000 | 315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 108,000 | 214,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,515,000 | 9,027,000 | 9,189,000 | 9,348,000 |
| Total capital | 8,979,000 | 9,514,000 | 9,719,000 | 9,903,000 |
| Risk-weighted assets | 57,287,000 | 64,400,000 | 65,329,000 | 68,283,000 |