Call reports 2017
MILLENNIAL BANK — 2017
What MILLENNIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,766,000 | 61,261,000 | 55,961,000 | 55,994,000 |
| Total loans | 41,261,000 | 32,531,000 | 31,096,000 | 30,665,000 |
| Allowance for loan losses | 904,000 | 1,025,000 | 1,006,000 | 1,060,000 |
| Securities available for sale | 9,416,000 | 9,220,000 | 9,710,000 | 10,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,640,000 | 57,703,000 | 52,553,000 | 52,935,000 |
| Interest-bearing deposits | 51,303,000 | 50,013,000 | 45,291,000 | 45,668,000 |
| Noninterest-bearing deposits | 7,337,000 | 7,690,000 | 7,262,000 | 7,267,000 |
| Equity capital | 3,666,000 | 3,480,000 | 3,347,000 | 3,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,236,000 | 1,794,000 | 2,327,000 |
| Interest expense | 95,000 | 179,000 | 264,000 | 344,000 |
| Net interest income | 555,000 | 1,057,000 | 1,530,000 | 1,983,000 |
| Noninterest income | 57,000 | 11,000 | 116,000 | 128,000 |
| Noninterest expense | 685,000 | 1,430,000 | 2,140,000 | 2,835,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -122,000 | -411,000 | -542,000 | -732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -411,000 | -542,000 | -732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,779,000 | 3,491,000 | 3,357,000 | 3,169,000 |
| Total capital | 4,265,000 | 3,932,000 | 3,781,000 | 3,584,000 |
| Risk-weighted assets | 38,530,000 | 34,762,000 | 33,318,000 | 32,525,000 |