Call reports 2016
MILLENNIAL BANK — 2016
What MILLENNIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,278,000 | 67,057,000 | 64,491,000 | 66,193,000 |
| Total loans | 46,088,000 | 42,758,000 | 41,528,000 | 43,209,000 |
| Allowance for loan losses | 1,035,000 | 804,000 | 803,000 | 812,000 |
| Securities available for sale | 13,242,000 | 12,701,000 | 13,914,000 | 12,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,925,000 | 60,319,000 | 57,919,000 | 60,495,000 |
| Interest-bearing deposits | 55,130,000 | 53,911,000 | 51,248,000 | 53,754,000 |
| Noninterest-bearing deposits | 6,795,000 | 6,408,000 | 6,671,000 | 6,741,000 |
| Equity capital | 4,284,000 | 4,151,000 | 4,112,000 | 3,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,293,000 | 1,888,000 | 2,484,000 |
| Interest expense | 159,000 | 326,000 | 431,000 | 523,000 |
| Net interest income | 510,000 | 967,000 | 1,457,000 | 1,961,000 |
| Noninterest income | 46,000 | 104,000 | 185,000 | 239,000 |
| Noninterest expense | 703,000 | 1,393,000 | 2,024,000 | 2,722,000 |
| Provision for loan losses | 108,000 | 108,000 | 108,000 | 108,000 |
| Pretax income | -222,000 | -385,000 | -445,000 | -585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -222,000 | -385,000 | -445,000 | -585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,265,000 | 4,103,000 | 4,044,000 | 3,901,000 |
| Total capital | 4,815,000 | 4,627,000 | 4,550,000 | 4,416,000 |
| Risk-weighted assets | 43,580,000 | 41,681,000 | 40,210,000 | 40,978,000 |