Call reports 2015
MILLENNIAL BANK — 2015
What MILLENNIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,594,000 | 76,847,000 | 74,511,000 | 72,964,000 |
| Total loans | 51,053,000 | 51,753,000 | 50,672,000 | 49,349,000 |
| Allowance for loan losses | 1,023,000 | 1,466,000 | 994,000 | 1,046,000 |
| Securities available for sale | 16,755,000 | 15,986,000 | 15,507,000 | 15,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,161,000 | 66,138,000 | 64,029,000 | 63,443,000 |
| Interest-bearing deposits | 56,937,000 | 57,731,000 | 56,330,000 | 56,082,000 |
| Noninterest-bearing deposits | 8,224,000 | 8,407,000 | 7,699,000 | 7,361,000 |
| Equity capital | 6,359,000 | 5,631,000 | 5,352,000 | 4,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,472,000 | 2,247,000 | 2,980,000 |
| Interest expense | 159,000 | 324,000 | 488,000 | 655,000 |
| Net interest income | 570,000 | 1,148,000 | 1,759,000 | 2,325,000 |
| Noninterest income | 92,000 | 51,000 | 168,000 | 119,000 |
| Noninterest expense | 623,000 | 1,328,000 | 2,097,000 | 2,882,000 |
| Provision for loan losses | 237,000 | 765,000 | 1,051,000 | 1,647,000 |
| Pretax income | -198,000 | -894,000 | -1,221,000 | -2,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -198,000 | -894,000 | -1,221,000 | -2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,343,000 | 5,646,000 | 5,319,000 | 4,486,000 |
| Total capital | 7,010,000 | 6,289,000 | 5,937,000 | 5,070,000 |
| Risk-weighted assets | 53,060,000 | 50,633,000 | 49,088,000 | 46,336,000 |