Call reports 2013
MILLENNIAL BANK — 2013
What MILLENNIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,230,000 | 87,693,000 | 83,314,000 | 82,414,000 |
| Total loans | 63,850,000 | 60,490,000 | 60,045,000 | 58,082,000 |
| Allowance for loan losses | 1,760,000 | 1,439,000 | 1,964,000 | 1,664,000 |
| Securities available for sale | 15,944,000 | 15,652,000 | 14,682,000 | 15,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,931,000 | 74,559,000 | 70,878,000 | 70,085,000 |
| Interest-bearing deposits | 66,455,000 | 65,487,000 | 61,875,000 | 61,802,000 |
| Noninterest-bearing deposits | 9,476,000 | 9,072,000 | 9,003,000 | 8,283,000 |
| Equity capital | 8,231,000 | 8,056,000 | 7,351,000 | 7,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,880,000 | 2,805,000 | 3,701,000 |
| Interest expense | 188,000 | 369,000 | 546,000 | 720,000 |
| Net interest income | 775,000 | 1,511,000 | 2,259,000 | 2,981,000 |
| Noninterest income | 251,000 | 519,000 | 721,000 | 880,000 |
| Noninterest expense | 854,000 | 1,731,000 | 2,650,000 | 3,727,000 |
| Provision for loan losses | 75,000 | 157,000 | 748,000 | 750,000 |
| Pretax income | 97,000 | 142,000 | -418,000 | -616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 142,000 | -418,000 | -616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,191,000 | 8,250,000 | 7,705,000 | 7,522,000 |
| Total capital | 8,964,000 | 9,003,000 | 8,447,000 | 8,242,000 |
| Risk-weighted assets | 60,881,000 | 59,531,000 | 58,166,000 | 56,677,000 |