Call reports 2012
MILLENNIAL BANK — 2012
What MILLENNIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,964,000 | 98,119,000 | 91,292,000 | 94,361,000 |
| Total loans | 76,214,000 | 71,914,000 | 69,109,000 | 64,594,000 |
| Allowance for loan losses | 1,524,000 | 1,255,000 | 1,780,000 | 1,765,000 |
| Securities available for sale | 8,858,000 | 11,897,000 | 11,997,000 | 12,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,339,000 | 82,383,000 | 76,108,000 | 81,125,000 |
| Interest-bearing deposits | 71,952,000 | 71,333,000 | 65,842,000 | 67,247,000 |
| Noninterest-bearing deposits | 10,387,000 | 11,050,000 | 10,266,000 | 13,878,000 |
| Equity capital | 8,493,000 | 8,587,000 | 8,067,000 | 8,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,457,000 | 3,553,000 | 4,592,000 |
| Interest expense | 310,000 | 585,000 | 809,000 | 1,022,000 |
| Net interest income | 922,000 | 1,872,000 | 2,744,000 | 3,570,000 |
| Noninterest income | 320,000 | 541,000 | 869,000 | 1,164,000 |
| Noninterest expense | 986,000 | 2,011,000 | 3,078,000 | 4,043,000 |
| Provision for loan losses | 54,000 | 54,000 | 845,000 | 881,000 |
| Pretax income | 353,000 | 567,000 | -22,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 567,000 | -22,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,421,000 | 8,495,000 | 7,921,000 | 8,078,000 |
| Total capital | 9,338,000 | 9,368,000 | 8,757,000 | 8,859,000 |
| Risk-weighted assets | 72,761,000 | 69,421,000 | 65,908,000 | 61,843,000 |