Call reports 2011
MILLENNIAL BANK — 2011
What MILLENNIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,597,000 | 105,502,000 | 101,415,000 | 98,702,000 |
| Total loans | 81,094,000 | 81,488,000 | 78,042,000 | 78,044,000 |
| Allowance for loan losses | 1,046,000 | 1,578,000 | 1,117,000 | 1,598,000 |
| Securities available for sale | 10,056,000 | 15,445,000 | 13,292,000 | 12,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,196,000 | 88,691,000 | 85,033,000 | 81,709,000 |
| Interest-bearing deposits | 85,729,000 | 78,270,000 | 75,316,000 | 72,903,000 |
| Noninterest-bearing deposits | 8,467,000 | 10,421,000 | 9,717,000 | 8,806,000 |
| Equity capital | 9,116,000 | 8,805,000 | 9,156,000 | 8,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,726,000 | 4,092,000 | 5,454,000 |
| Interest expense | 493,000 | 944,000 | 1,337,000 | 1,690,000 |
| Net interest income | 860,000 | 1,782,000 | 2,755,000 | 3,764,000 |
| Noninterest income | 272,000 | 587,000 | 843,000 | 954,000 |
| Noninterest expense | 1,074,000 | 2,217,000 | 3,243,000 | 4,672,000 |
| Provision for loan losses | 33,000 | 588,000 | 702,000 | 1,292,000 |
| Pretax income | 25,000 | -436,000 | -226,000 | -1,125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | -436,000 | -226,000 | -1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,217,000 | 8,756,000 | 8,966,000 | 8,068,000 |
| Total capital | 10,218,000 | 9,771,000 | 9,943,000 | 9,026,000 |
| Risk-weighted assets | 80,072,000 | 80,660,000 | 78,025,000 | 75,975,000 |