Call reports 2010
MILLENNIAL BANK — 2010
What MILLENNIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,822,000 | 111,705,000 | 115,290,000 | 111,984,000 |
| Total loans | 85,134,000 | 88,669,000 | 87,457,000 | 87,731,000 |
| Allowance for loan losses | 1,466,000 | 1,504,000 | 1,537,000 | 1,142,000 |
| Securities available for sale | 10,462,000 | 10,495,000 | 10,110,000 | 9,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,430,000 | 95,121,000 | 98,552,000 | 95,707,000 |
| Interest-bearing deposits | 85,042,000 | 87,204,000 | 87,531,000 | 88,396,000 |
| Noninterest-bearing deposits | 8,388,000 | 7,917,000 | 11,021,000 | 7,311,000 |
| Equity capital | 9,034,000 | 9,180,000 | 9,325,000 | 8,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,886,000 | 4,379,000 | 5,851,000 |
| Interest expense | 565,000 | 1,130,000 | 1,697,000 | 2,229,000 |
| Net interest income | 842,000 | 1,756,000 | 2,682,000 | 3,622,000 |
| Noninterest income | 241,000 | 639,000 | 1,073,000 | 1,506,000 |
| Noninterest expense | 887,000 | 1,900,000 | 2,977,000 | 4,145,000 |
| Provision for loan losses | 44,000 | 161,000 | 249,000 | 386,000 |
| Pretax income | 152,000 | 334,000 | 576,000 | 644,000 |
| Income tax | 10,000 | 22,000 | 37,000 | 0 |
| Net income | 142,000 | 312,000 | 539,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,088,000 | 9,132,000 | 9,218,000 | 9,192,000 |
| Total capital | 10,165,000 | 10,233,000 | 10,301,000 | 10,225,000 |
| Risk-weighted assets | 85,811,000 | 87,650,000 | 86,159,000 | 82,543,000 |