Call reports 2009
MILLENNIAL BANK — 2009
What MILLENNIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 102,646,000 | 103,148,000 | 104,810,000 | 107,982,000 |
| Total loans | 82,954,000 | 85,067,000 | 84,453,000 | 87,584,000 |
| Allowance for loan losses | 976,000 | 1,051,000 | 1,005,000 | 1,420,000 |
| Securities available for sale | 9,682,000 | 9,399,000 | 9,988,000 | 9,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,005,000 | 86,519,000 | 89,779,000 | 92,833,000 |
| Interest-bearing deposits | 78,325,000 | 77,485,000 | 80,631,000 | 84,223,000 |
| Noninterest-bearing deposits | 9,680,000 | 9,034,000 | 9,149,000 | 8,610,000 |
| Equity capital | 7,292,000 | 7,281,000 | 7,660,000 | 7,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,802,000 | 4,253,000 | 5,696,000 |
| Interest expense | 676,000 | 1,293,000 | 1,906,000 | 2,494,000 |
| Net interest income | 705,000 | 1,509,000 | 2,347,000 | 3,202,000 |
| Noninterest income | 273,000 | 578,000 | 798,000 | 1,155,000 |
| Noninterest expense | 853,000 | 1,692,000 | 2,568,000 | 3,680,000 |
| Provision for loan losses | 180,000 | 305,000 | 340,000 | 1,016,000 |
| Pretax income | 44,000 | 189,000 | 336,000 | -240,000 |
| Income tax | 3,000 | 12,000 | 22,000 | 0 |
| Net income | 41,000 | 177,000 | 314,000 | -240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,641,000 | 7,627,000 | 7,632,000 | 7,870,000 |
| Total capital | 8,617,000 | 8,678,000 | 8,637,000 | 8,955,000 |
| Risk-weighted assets | 82,872,000 | 84,101,000 | 83,521,000 | 86,476,000 |