Call reports 2006
MILLENNIAL BANK — 2006
What MILLENNIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,655,000 | 75,986,000 | 78,530,000 | 79,275,000 |
| Total loans | 58,514,000 | 58,061,000 | 60,848,000 | 61,362,000 |
| Allowance for loan losses | 553,000 | 482,000 | 527,000 | 529,000 |
| Securities available for sale | 9,409,000 | 9,652,000 | 10,634,000 | 10,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,051,000 | 67,595,000 | 66,313,000 | 66,233,000 |
| Interest-bearing deposits | 57,605,000 | 55,811,000 | 54,159,000 | 55,674,000 |
| Noninterest-bearing deposits | 9,446,000 | 11,785,000 | 12,154,000 | 10,559,000 |
| Equity capital | 5,105,000 | 4,855,000 | 5,196,000 | 5,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,622,000 | 4,062,000 | 5,548,000 |
| Interest expense | 375,000 | 784,000 | 1,240,000 | 1,728,000 |
| Net interest income | 920,000 | 1,838,000 | 2,822,000 | 3,820,000 |
| Noninterest income | 133,000 | 300,000 | 581,000 | 721,000 |
| Noninterest expense | 612,000 | 1,278,000 | 1,967,000 | 2,712,000 |
| Provision for loan losses | 30,000 | 50,000 | 120,000 | 150,000 |
| Pretax income | 411,000 | 810,000 | 1,316,000 | 1,679,000 |
| Income tax | 27,000 | 51,000 | 84,000 | 81,000 |
| Net income | 384,000 | 759,000 | 1,232,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,435,000 | 5,309,000 | 5,484,000 | 5,850,000 |
| Total capital | 5,988,000 | 5,791,000 | 6,011,000 | 6,379,000 |
| Risk-weighted assets | 56,781,000 | 57,685,000 | 59,638,000 | 61,347,000 |