Call reports 2001
MILLENNIAL BANK — 2001
What MILLENNIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,971,000 | 47,386,000 | 49,932,000 | 51,740,000 |
| Total loans | 30,880,000 | 35,821,000 | 38,827,000 | 40,884,000 |
| Allowance for loan losses | 315,000 | 358,000 | 392,000 | 435,000 |
| Securities available for sale | 6,316,000 | 2,761,000 | 2,230,000 | 2,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,180,000 | 43,574,000 | 46,049,000 | 47,740,000 |
| Interest-bearing deposits | 40,287,000 | 38,677,000 | 40,744,000 | 42,923,000 |
| Noninterest-bearing deposits | 3,893,000 | 4,897,000 | 5,305,000 | 4,817,000 |
| Equity capital | 3,564,000 | 3,562,000 | 3,605,000 | 3,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,791,000 | 2,697,000 | 3,594,000 |
| Interest expense | 520,000 | 1,008,000 | 1,477,000 | 1,911,000 |
| Net interest income | 398,000 | 783,000 | 1,220,000 | 1,683,000 |
| Noninterest income | 129,000 | 317,000 | 512,000 | 727,000 |
| Noninterest expense | 496,000 | 1,033,000 | 1,569,000 | 2,134,000 |
| Provision for loan losses | 12,000 | 48,000 | 87,000 | 131,000 |
| Pretax income | 19,000 | 19,000 | 76,000 | 145,000 |
| Income tax | -4,000 | 8,000 | 30,000 | 28,000 |
| Net income | 23,000 | 11,000 | 46,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,312,000 | 3,327,000 | 3,404,000 | 3,568,000 |
| Total capital | 3,627,000 | 3,685,000 | 3,796,000 | 4,003,000 |
| Risk-weighted assets | 32,567,000 | 36,241,000 | 37,468,000 | 40,515,000 |