Call reports 2001
PFC BANK — 2001
What PFC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 312,789,000 | 318,107,000 | 324,425,000 | 319,769,000 |
| Total loans | 214,902,000 | 218,605,000 | 225,275,000 | 229,293,000 |
| Allowance for loan losses | 1,417,000 | 1,422,000 | 1,381,000 | 1,386,000 |
| Securities available for sale | 25,052,000 | 28,642,000 | 26,765,000 | 29,509,000 |
| Securities held to maturity | 37,434,000 | 36,487,000 | 43,371,000 | 36,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,612,000 | 264,230,000 | 271,065,000 | 273,188,000 |
| Interest-bearing deposits | 230,128,000 | 232,031,000 | 240,216,000 | 241,702,000 |
| Noninterest-bearing deposits | 31,484,000 | 32,199,000 | 30,849,000 | 31,486,000 |
| Equity capital | 37,064,000 | 39,465,000 | 39,277,000 | 38,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,386,000 | 10,876,000 | 16,445,000 | 22,054,000 |
| Interest expense | 3,009,000 | 5,985,000 | 8,845,000 | 11,365,000 |
| Net interest income | 2,377,000 | 4,891,000 | 7,600,000 | 10,689,000 |
| Noninterest income | 125,000 | 221,000 | 376,000 | 725,000 |
| Noninterest expense | 1,461,000 | 3,069,000 | 4,595,000 | 6,263,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,882,000 | 3,091,000 | 5,490,000 | 7,269,000 |
| Income tax | 564,000 | 924,000 | 1,686,000 | 2,156,000 |
| Net income | 1,318,000 | 2,167,000 | 3,804,000 | 5,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,884,000 | 26,436,000 | 27,743,000 | 26,018,000 |
| Total capital | 34,819,000 | 36,638,000 | 36,887,000 | 35,401,000 |
| Risk-weighted assets | 175,079,000 | 176,628,000 | 179,025,000 | 180,477,000 |