Call reports 2006
FIRST CITIZENS BANK, NATIONAL ASSOCIATION — 2006
What FIRST CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 48,428,000 | 41,937,000 | 40,574,000 | 45,275,000 |
| Total loans | 32,741,000 | 33,170,000 | 34,071,000 | 30,576,000 |
| Allowance for loan losses | 554,000 | 553,000 | 553,000 | 553,000 |
| Securities available for sale | 2,503,000 | 1,487,000 | 0 | 0 |
| Securities held to maturity | 14,000 | 12,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,517,000 | 35,919,000 | 35,504,000 | 33,532,000 |
| Interest-bearing deposits | 29,457,000 | 25,618,000 | 26,102,000 | 25,825,000 |
| Noninterest-bearing deposits | 14,060,000 | 10,301,000 | 9,402,000 | 7,707,000 |
| Equity capital | 4,662,000 | 4,851,000 | 5,024,000 | 10,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,651,000 | 2,408,000 | 746,000 |
| Interest expense | 169,000 | 319,000 | 480,000 | 172,000 |
| Net interest income | 702,000 | 1,332,000 | 1,928,000 | 574,000 |
| Noninterest income | 153,000 | 288,000 | 428,000 | 147,000 |
| Noninterest expense | 459,000 | 924,000 | 1,389,000 | 484,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 0 |
| Pretax income | 336,000 | 636,000 | 906,000 | 237,000 |
| Income tax | 131,000 | 249,000 | 352,000 | 100,000 |
| Net income | 205,000 | 387,000 | 554,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,674,000 | 4,859,000 | 5,024,000 | 5,278,000 |
| Total capital | 5,108,000 | 5,285,000 | 5,458,000 | 5,691,000 |
| Risk-weighted assets | 34,622,000 | 33,946,000 | 34,561,000 | 32,899,000 |