Call reports 2005
FIRST CITIZENS BANK, NATIONAL ASSOCIATION — 2005
What FIRST CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,345,000 | 47,170,000 | 48,759,000 | 63,116,000 |
| Total loans | 40,186,000 | 33,901,000 | 32,146,000 | 31,259,000 |
| Allowance for loan losses | 466,000 | 482,000 | 494,000 | 495,000 |
| Securities available for sale | 3,244,000 | 3,249,000 | 3,243,000 | 2,995,000 |
| Securities held to maturity | 39,000 | 39,000 | 26,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,717,000 | 41,437,000 | 43,811,000 | 58,092,000 |
| Interest-bearing deposits | 37,903,000 | 32,300,000 | 33,332,000 | 32,666,000 |
| Noninterest-bearing deposits | 8,814,000 | 9,137,000 | 10,479,000 | 25,426,000 |
| Equity capital | 3,996,000 | 4,081,000 | 4,265,000 | 4,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,522,000 | 2,253,000 | 3,075,000 |
| Interest expense | 179,000 | 357,000 | 527,000 | 695,000 |
| Net interest income | 575,000 | 1,165,000 | 1,726,000 | 2,380,000 |
| Noninterest income | 128,000 | 268,000 | 416,000 | 555,000 |
| Noninterest expense | 492,000 | 1,053,000 | 1,439,000 | 1,935,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 196,000 | 350,000 | 658,000 | 955,000 |
| Income tax | 51,000 | 125,000 | 247,000 | 361,000 |
| Net income | 145,000 | 225,000 | 411,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,021,000 | 4,101,000 | 4,287,000 | 4,470,000 |
| Total capital | 4,487,000 | 4,537,000 | 4,722,000 | 4,965,000 |
| Risk-weighted assets | 39,414,000 | 34,815,000 | 34,707,000 | 38,978,000 |