Call reports 2004
FIRST CITIZENS BANK, NATIONAL ASSOCIATION — 2004
What FIRST CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,407,000 | 49,605,000 | 52,087,000 | 51,483,000 |
| Total loans | 35,370,000 | 38,782,000 | 38,629,000 | 40,497,000 |
| Allowance for loan losses | 360,000 | 364,000 | 373,000 | 452,000 |
| Securities available for sale | 0 | 1,011,000 | 1,763,000 | 3,266,000 |
| Securities held to maturity | 63,000 | 63,000 | 51,000 | 51,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,009,000 | 45,093,000 | 47,534,000 | 47,032,000 |
| Interest-bearing deposits | 38,750,000 | 36,472,000 | 40,362,000 | 38,336,000 |
| Noninterest-bearing deposits | 7,259,000 | 8,621,000 | 7,172,000 | 8,696,000 |
| Equity capital | 3,782,000 | 3,887,000 | 3,913,000 | 3,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,384,000 | 2,128,000 | 2,902,000 |
| Interest expense | 175,000 | 354,000 | 532,000 | 708,000 |
| Net interest income | 495,000 | 1,030,000 | 1,596,000 | 2,194,000 |
| Noninterest income | 143,000 | 282,000 | 448,000 | 582,000 |
| Noninterest expense | 492,000 | 975,000 | 1,484,000 | 2,017,000 |
| Provision for loan losses | 9,000 | 15,000 | 24,000 | 110,000 |
| Pretax income | 137,000 | 322,000 | 536,000 | 649,000 |
| Income tax | 40,000 | 105,000 | 203,000 | 258,000 |
| Net income | 97,000 | 217,000 | 333,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,782,000 | 3,887,000 | 3,918,000 | 3,876,000 |
| Total capital | 4,142,000 | 4,251,000 | 4,291,000 | 4,328,000 |
| Risk-weighted assets | 36,890,000 | 38,829,000 | 39,156,000 | 39,922,000 |