Call reports 2003
FIRST CITIZENS BANK, NATIONAL ASSOCIATION — 2003
What FIRST CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,885,000 | 45,633,000 | 47,992,000 | 47,873,000 |
| Total loans | 34,945,000 | 37,204,000 | 35,545,000 | 35,698,000 |
| Allowance for loan losses | 313,000 | 322,000 | 343,000 | 352,000 |
| Securities available for sale | 1,506,000 | 1,504,000 | 501,000 | 0 |
| Securities held to maturity | 86,000 | 86,000 | 74,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,864,000 | 40,544,000 | 42,750,000 | 42,579,000 |
| Interest-bearing deposits | 34,227,000 | 33,740,000 | 35,071,000 | 35,793,000 |
| Noninterest-bearing deposits | 5,637,000 | 6,804,000 | 7,679,000 | 6,786,000 |
| Equity capital | 3,346,000 | 3,452,000 | 3,591,000 | 3,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,435,000 | 2,198,000 | 2,903,000 |
| Interest expense | 183,000 | 368,000 | 546,000 | 721,000 |
| Net interest income | 511,000 | 1,067,000 | 1,652,000 | 2,182,000 |
| Noninterest income | 177,000 | 305,000 | 462,000 | 598,000 |
| Noninterest expense | 472,000 | 973,000 | 1,480,000 | 1,946,000 |
| Provision for loan losses | 13,000 | 22,000 | 49,000 | 58,000 |
| Pretax income | 203,000 | 377,000 | 585,000 | 776,000 |
| Income tax | 75,000 | 143,000 | 212,000 | 309,000 |
| Net income | 128,000 | 234,000 | 373,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,344,000 | 3,452,000 | 3,591,000 | 3,685,000 |
| Total capital | 3,657,000 | 3,774,000 | 3,934,000 | 4,037,000 |
| Risk-weighted assets | 35,466,000 | 36,488,000 | 36,640,000 | 37,457,000 |