Call reports 2025
ENTERPRISE BANK & TRUST — 2025
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 15,647,682,000 | 16,046,611,000 | 16,378,148,000 | 17,269,411,000 |
| Total loans | 11,298,763,000 | 11,409,426,000 | 11,583,790,000 | 11,801,266,000 |
| Allowance for loan losses | 142,944,000 | 145,133,000 | 148,854,000 | 140,022,000 |
| Securities available for sale | 1,990,068,000 | 2,204,511,000 | 2,351,493,000 | 2,655,035,000 |
| Securities held to maturity | 1,034,577,000 | 1,091,533,000 | 1,082,017,000 | 1,075,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,161,765,000 | 13,454,408,000 | 13,714,080,000 | 14,764,146,000 |
| Interest-bearing deposits | 8,749,169,000 | 8,995,027,000 | 9,181,399,000 | 9,735,227,000 |
| Noninterest-bearing deposits | 4,412,596,000 | 4,459,381,000 | 4,532,681,000 | 5,028,919,000 |
| Equity capital | 1,870,654,000 | 1,914,810,000 | 1,960,801,000 | 2,006,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 211,738,000 | 430,660,000 | 656,006,000 | 888,233,000 |
| Interest expense | 61,702,000 | 125,169,000 | 189,242,000 | 250,768,000 |
| Net interest income | 150,036,000 | 305,491,000 | 466,764,000 | 637,465,000 |
| Noninterest income | 17,044,000 | 36,109,000 | 81,568,000 | 107,460,000 |
| Noninterest expense | 97,261,000 | 200,785,000 | 309,294,000 | 425,695,000 |
| Provision for loan losses | 3,935,000 | 6,754,000 | 14,532,000 | 23,076,000 |
| Pretax income | 64,770,000 | 132,314,000 | 222,072,000 | 293,008,000 |
| Income tax | 11,804,000 | 25,317,000 | 67,751,000 | 84,672,000 |
| Net income | 52,966,000 | 106,997,000 | 154,321,000 | 208,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,600,395,000 | 1,632,640,000 | 1,658,136,000 | 1,623,712,000 |
| Total capital | 1,747,334,000 | 1,781,567,000 | 1,810,250,000 | 1,765,520,000 |
| Risk-weighted assets | 12,915,569,000 | 13,093,002,000 | 13,344,466,000 | 13,593,569,000 |