Call reports 2020
ENTERPRISE BANK & TRUST — 2020
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 7,479,341,000 | 8,333,527,000 | 8,344,822,000 | 9,727,577,000 |
| Total loans | 5,465,947,000 | 6,156,080,000 | 6,140,339,000 | 7,238,499,000 |
| Allowance for loan losses | 92,187,000 | 110,270,000 | 123,270,000 | 136,671,000 |
| Securities available for sale | 1,161,514,000 | 998,104,000 | 1,005,426,000 | 912,429,000 |
| Securities held to maturity | 179,235,000 | 346,436,000 | 327,694,000 | 488,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,016,811,000 | 6,782,362,000 | 6,760,465,000 | 8,072,286,000 |
| Interest-bearing deposits | 4,639,854,000 | 4,738,535,000 | 4,750,525,000 | 5,277,278,000 |
| Noninterest-bearing deposits | 1,376,957,000 | 2,043,827,000 | 2,009,940,000 | 2,795,008,000 |
| Equity capital | 962,905,000 | 989,509,000 | 1,005,862,000 | 1,200,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 76,472,000 | 149,449,000 | 220,023,000 | 303,930,000 |
| Interest expense | 11,123,000 | 15,990,000 | 20,438,000 | 24,120,000 |
| Net interest income | 65,349,000 | 133,459,000 | 199,585,000 | 279,810,000 |
| Noninterest income | 13,011,000 | 22,201,000 | 32,780,000 | 50,766,000 |
| Noninterest expense | 37,544,000 | 74,215,000 | 109,638,000 | 158,033,000 |
| Provision for loan losses | 21,695,000 | 40,086,000 | 54,113,000 | 63,379,000 |
| Pretax income | 18,500,000 | 39,555,000 | 67,173,000 | 107,547,000 |
| Income tax | 3,635,000 | 7,951,000 | 13,629,000 | 20,941,000 |
| Net income | 14,865,000 | 31,604,000 | 53,544,000 | 86,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 727,118,000 | 749,402,000 | 770,550,000 | 913,170,000 |
| Total capital | 793,715,000 | 829,132,000 | 850,665,000 | 1,004,840,000 |
| Risk-weighted assets | 6,417,911,000 | 6,376,501,000 | 6,399,379,000 | 7,322,499,000 |