Call reports 2019
ENTERPRISE BANK & TRUST — 2019
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,911,436,000 | 7,149,076,000 | 7,314,544,000 | 7,293,396,000 |
| Total loans | 5,017,731,000 | 5,150,934,000 | 5,234,295,000 | 5,319,907,000 |
| Allowance for loan losses | 43,095,000 | 43,822,000 | 44,555,000 | 43,288,000 |
| Securities available for sale | 1,099,185,000 | 1,223,052,000 | 1,247,333,000 | 1,135,317,000 |
| Securities held to maturity | 64,368,000 | 62,725,000 | 60,786,000 | 181,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,552,978,000 | 5,576,465,000 | 5,643,427,000 | 5,800,174,000 |
| Interest-bearing deposits | 4,349,660,000 | 4,377,556,000 | 4,330,680,000 | 4,444,991,000 |
| Noninterest-bearing deposits | 1,203,318,000 | 1,198,909,000 | 1,312,747,000 | 1,355,183,000 |
| Equity capital | 934,455,000 | 957,355,000 | 977,841,000 | 977,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 67,300,000 | 146,287,000 | 227,142,000 | 304,147,000 |
| Interest expense | 13,481,000 | 28,624,000 | 44,354,000 | 57,722,000 |
| Net interest income | 53,819,000 | 117,663,000 | 182,788,000 | 246,425,000 |
| Noninterest income | 9,108,000 | 20,571,000 | 33,240,000 | 47,360,000 |
| Noninterest expense | 36,168,000 | 84,204,000 | 123,341,000 | 160,518,000 |
| Provision for loan losses | 1,476,000 | 3,198,000 | 5,031,000 | 6,372,000 |
| Pretax income | 25,015,000 | 50,564,000 | 87,743,000 | 126,892,000 |
| Income tax | 5,020,000 | 10,190,000 | 18,657,000 | 26,652,000 |
| Net income | 19,995,000 | 40,374,000 | 69,086,000 | 100,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 696,910,000 | 705,085,000 | 719,965,000 | 725,461,000 |
| Total capital | 740,510,000 | 749,412,000 | 765,025,000 | 769,254,000 |
| Risk-weighted assets | 5,807,712,000 | 6,026,571,000 | 6,107,948,000 | 6,202,823,000 |