Call reports 2016
ENTERPRISE BANK & TRUST — 2016
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,691,388,000 | 3,740,087,000 | 3,896,450,000 | 4,058,105,000 |
| Total loans | 2,902,502,000 | 2,950,107,000 | 3,092,817,000 | 3,167,723,000 |
| Allowance for loan losses | 43,942,000 | 44,049,000 | 43,931,000 | 43,409,000 |
| Securities available for sale | 461,832,000 | 478,514,000 | 479,609,000 | 460,797,000 |
| Securities held to maturity | 43,257,000 | 42,514,000 | 41,031,000 | 80,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,951,144,000 | 3,041,550,000 | 3,135,414,000 | 3,338,457,000 |
| Interest-bearing deposits | 2,210,869,000 | 2,274,083,000 | 2,361,690,000 | 2,365,625,000 |
| Noninterest-bearing deposits | 740,275,000 | 767,467,000 | 773,724,000 | 972,832,000 |
| Equity capital | 386,997,000 | 398,897,000 | 408,030,000 | 416,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 35,514,000 | 72,041,000 | 109,099,000 | 148,250,000 |
| Interest expense | 2,663,000 | 5,528,000 | 8,587,000 | 11,730,000 |
| Net interest income | 32,851,000 | 66,513,000 | 100,512,000 | 136,520,000 |
| Noninterest income | 5,707,000 | 12,628,000 | 19,354,000 | 28,271,000 |
| Noninterest expense | 19,691,000 | 40,101,000 | 59,704,000 | 80,738,000 |
| Provision for loan losses | 760,000 | 1,140,000 | 2,984,000 | 3,605,000 |
| Pretax income | 18,107,000 | 37,900,000 | 57,264,000 | 80,534,000 |
| Income tax | 6,413,000 | 13,395,000 | 20,276,000 | 28,337,000 |
| Net income | 11,694,000 | 24,505,000 | 36,988,000 | 52,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,744,000 | 362,145,000 | 372,212,000 | 387,497,000 |
| Total capital | 395,563,000 | 406,269,000 | 416,218,000 | 430,981,000 |
| Risk-weighted assets | 3,505,297,000 | 3,553,296,000 | 3,689,530,000 | 3,737,280,000 |