Call reports 2015
ENTERPRISE BANK & TRUST — 2015
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,255,788,000 | 3,351,651,000 | 3,496,275,000 | 3,596,390,000 |
| Total loans | 2,538,252,000 | 2,635,684,000 | 2,690,218,000 | 2,832,094,000 |
| Allowance for loan losses | 41,913,000 | 43,359,000 | 43,590,000 | 43,616,000 |
| Securities available for sale | 410,061,000 | 404,928,000 | 470,496,000 | 451,770,000 |
| Securities held to maturity | 45,563,000 | 44,973,000 | 44,175,000 | 43,714,000 |
| Trading assets | 1,176,000 | 0 | 0 | 0 |
| Total deposits | 2,690,445,000 | 2,708,809,000 | 2,827,668,000 | 2,800,278,000 |
| Interest-bearing deposits | 1,993,634,000 | 2,033,301,000 | 2,120,980,000 | 2,066,396,000 |
| Noninterest-bearing deposits | 696,811,000 | 675,508,000 | 706,688,000 | 733,882,000 |
| Equity capital | 356,853,000 | 363,682,000 | 375,652,000 | 374,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 32,003,000 | 64,586,000 | 97,848,000 | 133,002,000 |
| Interest expense | 2,748,000 | 5,464,000 | 8,247,000 | 10,907,000 |
| Net interest income | 29,255,000 | 59,122,000 | 89,601,000 | 122,095,000 |
| Noninterest income | 3,534,000 | 8,254,000 | 12,401,000 | 18,469,000 |
| Noninterest expense | 18,703,000 | 37,111,000 | 55,974,000 | 77,913,000 |
| Provision for loan losses | -1,690,000 | 460,000 | 832,000 | 458,000 |
| Pretax income | 15,798,000 | 29,828,000 | 45,219,000 | 62,216,000 |
| Income tax | 5,637,000 | 10,709,000 | 15,854,000 | 21,656,000 |
| Net income | 10,161,000 | 19,119,000 | 29,365,000 | 40,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 322,241,000 | 331,269,000 | 341,582,000 | 342,840,000 |
| Total capital | 359,381,000 | 369,971,000 | 381,740,000 | 386,531,000 |
| Risk-weighted assets | 2,966,423,000 | 3,091,522,000 | 3,209,159,000 | 3,520,404,000 |