Call reports 2014
ENTERPRISE BANK & TRUST — 2014
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,121,901,000 | 3,156,798,000 | 3,190,649,000 | 3,257,878,000 |
| Total loans | 2,304,571,000 | 2,375,026,000 | 2,413,732,000 | 2,537,078,000 |
| Allowance for loan losses | 46,418,000 | 45,961,000 | 44,344,000 | 45,595,000 |
| Securities available for sale | 456,059,000 | 448,049,000 | 456,584,000 | 400,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 45,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,462,157,000 | 2,474,205,000 | 2,519,912,000 | 2,509,542,000 |
| Interest-bearing deposits | 1,839,404,000 | 1,790,149,000 | 1,813,960,000 | 1,848,580,000 |
| Noninterest-bearing deposits | 622,753,000 | 684,057,000 | 705,952,000 | 660,962,000 |
| Equity capital | 327,728,000 | 338,718,000 | 346,556,000 | 344,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 33,878,000 | 66,111,000 | 97,067,000 | 131,335,000 |
| Interest expense | 3,199,000 | 6,414,000 | 9,653,000 | 12,871,000 |
| Net interest income | 30,679,000 | 59,697,000 | 87,414,000 | 118,464,000 |
| Noninterest income | 3,967,000 | 7,106,000 | 11,089,000 | 15,815,000 |
| Noninterest expense | 19,328,000 | 38,838,000 | 59,061,000 | 82,615,000 |
| Provision for loan losses | 4,331,000 | 5,209,000 | 3,398,000 | 5,492,000 |
| Pretax income | 10,987,000 | 22,756,000 | 36,044,000 | 46,172,000 |
| Income tax | 3,737,000 | 7,719,000 | 12,356,000 | 15,959,000 |
| Net income | 7,250,000 | 15,037,000 | 23,688,000 | 30,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,980,000 | 303,093,000 | 312,057,000 | 308,874,000 |
| Total capital | 326,619,000 | 335,491,000 | 345,328,000 | 343,334,000 |
| Risk-weighted assets | 2,516,295,000 | 2,578,183,000 | 2,650,489,000 | 2,745,562,000 |