Call reports 2013
ENTERPRISE BANK & TRUST — 2013
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,107,300,000 | 3,076,964,000 | 3,090,431,000 | 3,151,790,000 |
| Total loans | 2,273,326,000 | 2,253,527,000 | 2,282,123,000 | 2,279,694,000 |
| Allowance for loan losses | 45,965,000 | 38,664,000 | 40,231,000 | 42,727,000 |
| Securities available for sale | 483,007,000 | 471,017,000 | 453,046,000 | 434,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,504,773,000 | 2,376,815,000 | 2,456,125,000 | 2,551,782,000 |
| Interest-bearing deposits | 1,889,242,000 | 1,749,956,000 | 1,828,356,000 | 1,881,267,000 |
| Noninterest-bearing deposits | 615,531,000 | 626,859,000 | 627,770,000 | 670,515,000 |
| Equity capital | 312,275,000 | 316,222,000 | 326,627,000 | 318,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 41,718,000 | 79,601,000 | 116,262,000 | 152,517,000 |
| Interest expense | 4,022,000 | 7,792,000 | 11,338,000 | 14,871,000 |
| Net interest income | 37,696,000 | 71,809,000 | 104,924,000 | 137,646,000 |
| Noninterest income | 2,294,000 | 625,000 | 3,707,000 | 8,579,000 |
| Noninterest expense | 18,718,000 | 38,925,000 | 58,517,000 | 85,544,000 |
| Provision for loan losses | 4,109,000 | -2,464,000 | -305,000 | 3,855,000 |
| Pretax income | 17,847,000 | 36,657,000 | 51,715,000 | 58,122,000 |
| Income tax | 6,371,000 | 13,138,000 | 18,357,000 | 20,271,000 |
| Net income | 11,476,000 | 23,519,000 | 33,358,000 | 37,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,471,000 | 281,743,000 | 292,192,000 | 287,405,000 |
| Total capital | 302,229,000 | 312,755,000 | 323,474,000 | 318,149,000 |
| Risk-weighted assets | 2,404,908,000 | 2,432,832,000 | 2,453,095,000 | 2,447,524,000 |