Call reports 2012
ENTERPRISE BANK & TRUST — 2012
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,234,880,000 | 3,162,104,000 | 3,172,022,000 | 3,306,722,000 |
| Total loans | 2,192,109,000 | 2,195,910,000 | 2,216,396,000 | 2,318,465,000 |
| Allowance for loan losses | 40,606,000 | 38,193,000 | 45,324,000 | 45,877,000 |
| Securities available for sale | 506,805,000 | 599,736,000 | 610,357,000 | 640,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 48,165,000 | 0 | 0 | 0 |
| Total deposits | 2,722,814,000 | 2,621,540,000 | 2,567,058,000 | 2,667,454,000 |
| Interest-bearing deposits | 2,111,985,000 | 1,980,316,000 | 1,929,863,000 | 1,972,046,000 |
| Noninterest-bearing deposits | 610,829,000 | 641,224,000 | 637,195,000 | 695,407,000 |
| Equity capital | 289,423,000 | 300,965,000 | 313,282,000 | 303,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 37,111,000 | 76,911,000 | 119,616,000 | 164,764,000 |
| Interest expense | 5,503,000 | 10,487,000 | 14,962,000 | 19,292,000 |
| Net interest income | 31,608,000 | 66,424,000 | 104,654,000 | 145,472,000 |
| Noninterest income | 2,861,000 | 3,668,000 | 11,174,000 | 7,695,000 |
| Noninterest expense | 19,842,000 | 39,935,000 | 59,896,000 | 80,828,000 |
| Provision for loan losses | 4,003,000 | 4,284,000 | 16,221,000 | 22,790,000 |
| Pretax income | 11,646,000 | 27,029,000 | 40,867,000 | 50,705,000 |
| Income tax | 3,855,000 | 9,091,000 | 13,861,000 | 17,343,000 |
| Net income | 7,791,000 | 17,938,000 | 27,006,000 | 33,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,606,000 | 256,237,000 | 265,770,000 | 257,565,000 |
| Total capital | 276,427,000 | 287,703,000 | 297,635,000 | 291,059,000 |
| Risk-weighted assets | 2,253,805,000 | 2,308,598,000 | 2,333,941,000 | 2,465,141,000 |