Call reports 2010
ENTERPRISE BANK & TRUST — 2010
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,339,652,000 | 2,251,462,000 | 2,490,195,000 | 2,785,955,000 |
| Total loans | 1,801,279,000 | 1,775,304,000 | 1,936,265,000 | 1,893,046,000 |
| Allowance for loan losses | 44,079,000 | 45,258,000 | 46,999,000 | 42,759,000 |
| Securities available for sale | 267,169,000 | 259,961,000 | 261,638,000 | 361,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 60,134,000 | 61,007,000 | 61,148,000 |
| Total deposits | 1,924,475,000 | 1,841,477,000 | 2,057,817,000 | 2,313,191,000 |
| Interest-bearing deposits | 1,603,220,000 | 1,528,204,000 | 1,735,650,000 | 1,931,636,000 |
| Noninterest-bearing deposits | 321,255,000 | 313,273,000 | 322,167,000 | 381,555,000 |
| Equity capital | 215,797,000 | 218,989,000 | 224,617,000 | 225,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 27,240,000 | 53,768,000 | 85,676,000 | 115,741,000 |
| Interest expense | 7,485,000 | 14,424,000 | 20,974,000 | 27,728,000 |
| Net interest income | 19,755,000 | 39,344,000 | 64,702,000 | 88,013,000 |
| Noninterest income | 3,707,000 | 8,600,000 | 14,757,000 | 16,717,000 |
| Noninterest expense | 12,779,000 | 26,235,000 | 41,018,000 | 58,375,000 |
| Provision for loan losses | 13,800,000 | 22,760,000 | 30,410,000 | 33,735,000 |
| Pretax income | -2,560,000 | 31,000 | 9,237,000 | 14,607,000 |
| Income tax | -945,000 | 14,000 | 3,051,000 | 4,346,000 |
| Net income | -1,615,000 | 17,000 | 6,186,000 | 10,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,239,000 | 212,978,000 | 219,157,000 | 223,331,000 |
| Total capital | 238,039,000 | 239,581,000 | 246,699,000 | 251,149,000 |
| Risk-weighted assets | 1,924,674,000 | 1,907,619,000 | 1,982,078,000 | 2,008,327,000 |