Call reports 2009
ENTERPRISE BANK & TRUST — 2009
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,203,513,000 | 2,187,898,000 | 2,490,564,000 | 2,340,223,000 |
| Total loans | 1,966,095,000 | 1,906,804,000 | 2,114,955,000 | 1,836,963,000 |
| Allowance for loan losses | 39,612,000 | 42,635,000 | 45,019,000 | 42,995,000 |
| Securities available for sale | 111,735,000 | 155,794,000 | 197,521,000 | 282,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,768,418,000 | 1,779,811,000 | 1,871,393,000 | 1,960,943,000 |
| Interest-bearing deposits | 1,508,324,000 | 1,523,020,000 | 1,597,631,000 | 1,651,759,000 |
| Noninterest-bearing deposits | 260,094,000 | 256,790,000 | 273,762,000 | 309,184,000 |
| Equity capital | 200,125,000 | 201,695,000 | 203,899,000 | 202,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 27,287,000 | 55,006,000 | 90,368,000 | 118,348,000 |
| Interest expense | 9,192,000 | 18,205,000 | 35,017,000 | 43,937,000 |
| Net interest income | 18,095,000 | 36,801,000 | 55,351,000 | 74,411,000 |
| Noninterest income | 2,759,000 | 6,077,000 | 15,369,000 | 19,813,000 |
| Noninterest expense | 57,094,000 | 70,025,000 | 82,137,000 | 94,908,000 |
| Provision for loan losses | 15,100,000 | 23,100,000 | 32,012,000 | 40,412,000 |
| Pretax income | -51,024,000 | -49,295,000 | -42,477,000 | -40,141,000 |
| Income tax | -1,403,000 | -1,656,000 | 882,000 | 3,627,000 |
| Net income | -49,621,000 | -47,639,000 | -43,359,000 | -43,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,721,000 | 198,828,000 | 200,006,000 | 198,761,000 |
| Total capital | 225,404,000 | 226,725,000 | 230,662,000 | 226,372,000 |
| Risk-weighted assets | 2,081,599,000 | 2,013,984,000 | 2,238,915,000 | 1,991,285,000 |