Call reports 2008
ENTERPRISE BANK & TRUST — 2008
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,814,859,000 | 2,158,423,000 | 2,217,268,000 | 2,244,108,000 |
| Total loans | 1,571,825,000 | 1,847,261,000 | 1,942,579,000 | 1,979,268,000 |
| Allowance for loan losses | 20,335,000 | 23,961,000 | 25,662,000 | 31,309,000 |
| Securities available for sale | 85,912,000 | 96,907,000 | 98,120,000 | 96,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,464,841,000 | 1,641,085,000 | 1,690,469,000 | 1,818,514,000 |
| Interest-bearing deposits | 1,242,394,000 | 1,401,756,000 | 1,464,600,000 | 1,547,226,000 |
| Noninterest-bearing deposits | 222,447,000 | 239,329,000 | 225,869,000 | 271,288,000 |
| Equity capital | 169,637,000 | 224,199,000 | 230,569,000 | 249,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 26,984,000 | 53,334,000 | 82,533,000 | 111,666,000 |
| Interest expense | 11,492,000 | 21,645,000 | 33,364,000 | 44,206,000 |
| Net interest income | 15,492,000 | 31,689,000 | 49,169,000 | 67,460,000 |
| Noninterest income | 4,373,000 | 7,712,000 | 11,504,000 | 17,758,000 |
| Noninterest expense | 10,749,000 | 20,624,000 | 31,670,000 | 42,862,000 |
| Provision for loan losses | 2,325,000 | 5,525,000 | 8,350,000 | 22,475,000 |
| Pretax income | 6,791,000 | 13,322,000 | 20,724,000 | 20,040,000 |
| Income tax | 2,505,000 | 4,882,000 | 7,576,000 | 6,896,000 |
| Net income | 4,286,000 | 8,440,000 | 13,148,000 | 13,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,757,000 | 176,435,000 | 182,709,000 | 200,839,000 |
| Total capital | 168,093,000 | 200,396,000 | 210,871,000 | 229,778,000 |
| Risk-weighted assets | 1,688,507,000 | 1,983,793,000 | 2,076,983,000 | 2,112,647,000 |