Call reports 2007
ENTERPRISE BANK & TRUST — 2007
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,518,198,000 | 1,518,873,000 | 1,601,960,000 | 1,773,843,000 |
| Total loans | 1,330,462,000 | 1,335,579,000 | 1,401,970,000 | 1,486,354,000 |
| Allowance for loan losses | 17,203,000 | 17,698,000 | 17,758,000 | 19,603,000 |
| Securities available for sale | 94,590,000 | 87,937,000 | 97,251,000 | 59,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,297,125,000 | 1,290,493,000 | 1,321,632,000 | 1,464,791,000 |
| Interest-bearing deposits | 1,095,717,000 | 1,086,113,000 | 1,119,561,000 | 1,196,931,000 |
| Noninterest-bearing deposits | 201,409,000 | 204,380,000 | 202,072,000 | 267,860,000 |
| Equity capital | 151,016,000 | 151,370,000 | 157,844,000 | 162,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 26,524,000 | 53,695,000 | 81,851,000 | 110,262,000 |
| Interest expense | 12,472,000 | 25,396,000 | 38,553,000 | 51,526,000 |
| Net interest income | 14,052,000 | 28,299,000 | 43,298,000 | 58,736,000 |
| Noninterest income | 2,704,000 | 5,742,000 | 8,594,000 | 12,433,000 |
| Noninterest expense | 9,696,000 | 19,355,000 | 29,053,000 | 39,306,000 |
| Provision for loan losses | 850,000 | 1,565,000 | 2,165,000 | 4,615,000 |
| Pretax income | 6,210,000 | 13,121,000 | 20,674,000 | 27,481,000 |
| Income tax | 2,236,000 | 4,738,000 | 7,507,000 | 9,563,000 |
| Net income | 3,974,000 | 8,383,000 | 13,167,000 | 17,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,646,000 | 130,777,000 | 136,280,000 | 141,128,000 |
| Total capital | 146,849,000 | 148,475,000 | 154,038,000 | 160,731,000 |
| Risk-weighted assets | 1,406,578,000 | 1,423,664,000 | 1,485,179,000 | 1,605,278,000 |