Call reports 2006
ENTERPRISE BANK & TRUST — 2006
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,239,969,000 | 1,289,934,000 | 1,296,889,000 | 1,517,955,000 |
| Total loans | 1,067,991,000 | 1,111,394,000 | 1,121,803,000 | 1,313,785,000 |
| Allowance for loan losses | 13,964,000 | 14,449,000 | 14,754,000 | 16,988,000 |
| Securities available for sale | 103,853,000 | 102,111,000 | 101,747,000 | 106,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,043,570,000 | 1,079,431,000 | 1,128,774,000 | 1,319,201,000 |
| Interest-bearing deposits | 848,633,000 | 881,214,000 | 919,474,000 | 1,081,859,000 |
| Noninterest-bearing deposits | 194,937,000 | 198,217,000 | 209,300,000 | 237,342,000 |
| Equity capital | 101,878,000 | 105,602,000 | 110,852,000 | 146,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 19,408,000 | 41,034,000 | 63,991,000 | 94,318,000 |
| Interest expense | 7,638,000 | 16,610,000 | 26,679,000 | 40,614,000 |
| Net interest income | 11,770,000 | 24,424,000 | 37,312,000 | 53,704,000 |
| Noninterest income | 2,373,000 | 4,976,000 | 7,483,000 | 10,570,000 |
| Noninterest expense | 7,752,000 | 15,595,000 | 23,889,000 | 34,854,000 |
| Provision for loan losses | 800,000 | 1,537,000 | 1,777,000 | 2,127,000 |
| Pretax income | 5,591,000 | 12,268,000 | 19,129,000 | 27,293,000 |
| Income tax | 2,014,000 | 4,418,000 | 6,888,000 | 9,583,000 |
| Net income | 3,577,000 | 7,850,000 | 12,241,000 | 17,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,021,000 | 105,295,000 | 109,685,000 | 125,658,000 |
| Total capital | 114,985,000 | 119,744,000 | 124,319,000 | 142,628,000 |
| Risk-weighted assets | 1,118,223,000 | 1,157,358,000 | 1,170,587,000 | 1,374,098,000 |