Call reports 2005
ENTERPRISE BANK & TRUST — 2005
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,110,468,000 | 1,140,049,000 | 1,169,306,000 | 1,270,241,000 |
| Total loans | 976,442,000 | 962,334,000 | 978,537,000 | 1,004,269,000 |
| Allowance for loan losses | 12,639,000 | 12,769,000 | 13,168,000 | 12,990,000 |
| Securities available for sale | 86,476,000 | 84,487,000 | 93,188,000 | 131,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,616,000 | 996,197,000 | 1,023,117,000 | 1,117,110,000 |
| Interest-bearing deposits | 746,126,000 | 796,548,000 | 816,241,000 | 886,919,000 |
| Noninterest-bearing deposits | 191,490,000 | 199,649,000 | 206,877,000 | 230,191,000 |
| Equity capital | 91,432,000 | 95,877,000 | 99,307,000 | 103,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 14,647,000 | 30,870,000 | 48,472,000 | 68,062,000 |
| Interest expense | 3,871,000 | 8,812,000 | 14,947,000 | 22,192,000 |
| Net interest income | 10,776,000 | 22,058,000 | 33,525,000 | 45,870,000 |
| Noninterest income | 2,047,000 | 4,454,000 | 7,001,000 | 9,432,000 |
| Noninterest expense | 7,158,000 | 14,633,000 | 22,444,000 | 30,926,000 |
| Provision for loan losses | 786,000 | 1,012,000 | 1,420,000 | 1,490,000 |
| Pretax income | 4,879,000 | 10,867,000 | 16,564,000 | 22,380,000 |
| Income tax | 1,782,000 | 3,890,000 | 5,956,000 | 8,050,000 |
| Net income | 3,097,000 | 6,977,000 | 10,608,000 | 14,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,117,000 | 95,044,000 | 98,720,000 | 102,444,000 |
| Total capital | 103,584,000 | 107,394,000 | 111,251,000 | 115,434,000 |
| Risk-weighted assets | 997,145,000 | 987,627,000 | 1,001,920,000 | 1,042,025,000 |