Call reports 2004
ENTERPRISE BANK & TRUST — 2004
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 961,636,000 | 1,014,215,000 | 1,043,897,000 | 1,059,336,000 |
| Total loans | 833,054,000 | 868,657,000 | 875,151,000 | 900,340,000 |
| Allowance for loan losses | 10,686,000 | 11,448,000 | 11,441,000 | 11,665,000 |
| Securities available for sale | 48,797,000 | 89,005,000 | 90,384,000 | 119,066,000 |
| Securities held to maturity | 9,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 861,236,000 | 872,338,000 | 937,095,000 | 939,784,000 |
| Interest-bearing deposits | 689,964,000 | 688,333,000 | 752,509,000 | 742,345,000 |
| Noninterest-bearing deposits | 171,272,000 | 184,005,000 | 184,586,000 | 197,439,000 |
| Equity capital | 78,703,000 | 82,810,000 | 86,803,000 | 89,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,935,000 | 22,624,000 | 35,166,000 | 48,852,000 |
| Interest expense | 2,238,000 | 4,670,000 | 7,452,000 | 10,761,000 |
| Net interest income | 8,697,000 | 17,954,000 | 27,714,000 | 38,091,000 |
| Noninterest income | 1,672,000 | 3,713,000 | 5,666,000 | 7,820,000 |
| Noninterest expense | 6,496,000 | 13,046,000 | 19,623,000 | 26,616,000 |
| Provision for loan losses | 597,000 | 1,337,000 | 1,437,000 | 2,212,000 |
| Pretax income | 3,277,000 | 7,285,000 | 12,446,000 | 17,209,000 |
| Income tax | 1,194,000 | 2,495,000 | 4,379,000 | 6,122,000 |
| Net income | 2,083,000 | 4,790,000 | 8,067,000 | 11,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,844,000 | 81,592,000 | 84,915,000 | 87,975,000 |
| Total capital | 86,462,000 | 92,596,000 | 96,235,000 | 99,544,000 |
| Risk-weighted assets | 849,381,000 | 879,725,000 | 905,564,000 | 925,719,000 |