Call reports 2003
ENTERPRISE BANK & TRUST — 2003
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 900,603,000 | 864,306,000 | 860,998,000 | 905,304,000 |
| Total loans | 743,037,000 | 740,281,000 | 748,147,000 | 786,186,000 |
| Allowance for loan losses | 9,175,000 | 9,539,000 | 10,070,000 | 10,590,000 |
| Securities available for sale | 66,859,000 | 54,911,000 | 59,109,000 | 81,331,000 |
| Securities held to maturity | 12,000 | 11,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,229,000 | 749,487,000 | 758,679,000 | 797,722,000 |
| Interest-bearing deposits | 617,701,000 | 586,515,000 | 602,398,000 | 631,448,000 |
| Noninterest-bearing deposits | 171,529,000 | 162,972,000 | 156,281,000 | 166,274,000 |
| Equity capital | 71,927,000 | 74,319,000 | 76,071,000 | 76,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,889,000 | 21,686,000 | 32,404,000 | 43,206,000 |
| Interest expense | 2,527,000 | 4,912,000 | 7,068,000 | 9,274,000 |
| Net interest income | 8,362,000 | 16,774,000 | 25,336,000 | 33,932,000 |
| Noninterest income | 1,883,000 | 6,930,000 | 9,405,000 | 11,846,000 |
| Noninterest expense | 6,485,000 | 13,813,000 | 20,545,000 | 27,440,000 |
| Provision for loan losses | 999,000 | 2,093,000 | 2,728,000 | 3,627,000 |
| Pretax income | 2,839,000 | 7,876,000 | 11,546,000 | 14,789,000 |
| Income tax | 1,048,000 | 2,910,000 | 4,246,000 | 5,440,000 |
| Net income | 1,791,000 | 4,966,000 | 7,300,000 | 9,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,268,000 | 70,275,000 | 72,610,000 | 73,716,000 |
| Total capital | 77,443,000 | 79,574,000 | 82,148,000 | 83,669,000 |
| Risk-weighted assets | 744,017,000 | 743,671,000 | 762,481,000 | 795,631,000 |