Call reports 2002
ENTERPRISE BANK & TRUST — 2002
What ENTERPRISE BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 787,321,000 | 805,796,000 | 861,968,000 | 872,905,000 |
| Total loans | 689,349,000 | 705,987,000 | 710,596,000 | 721,545,000 |
| Allowance for loan losses | 7,856,000 | 8,226,000 | 8,442,000 | 8,600,000 |
| Securities available for sale | 45,744,000 | 38,833,000 | 42,442,000 | 64,625,000 |
| Securities held to maturity | 15,000 | 14,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,344,000 | 721,895,000 | 754,860,000 | 767,188,000 |
| Interest-bearing deposits | 583,711,000 | 579,781,000 | 605,577,000 | 605,151,000 |
| Noninterest-bearing deposits | 120,633,000 | 142,113,000 | 149,283,000 | 162,037,000 |
| Equity capital | 63,532,000 | 66,438,000 | 69,203,000 | 70,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,029,000 | 22,421,000 | 33,950,000 | 45,171,000 |
| Interest expense | 3,587,000 | 6,948,000 | 10,180,000 | 13,145,000 |
| Net interest income | 7,442,000 | 15,473,000 | 23,770,000 | 32,026,000 |
| Noninterest income | 1,698,000 | 3,229,000 | 4,892,000 | 6,917,000 |
| Noninterest expense | 6,240,000 | 12,217,000 | 18,291,000 | 25,216,000 |
| Provision for loan losses | 590,000 | 1,120,000 | 1,760,000 | 2,251,000 |
| Pretax income | 2,310,000 | 5,365,000 | 8,611,000 | 11,476,000 |
| Income tax | 864,000 | 1,964,000 | 3,165,000 | 4,181,000 |
| Net income | 1,446,000 | 3,401,000 | 5,446,000 | 7,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,626,000 | 63,582,000 | 65,626,000 | 66,476,000 |
| Total capital | 69,482,000 | 71,808,000 | 74,068,000 | 75,076,000 |
| Risk-weighted assets | 681,567,000 | 699,728,000 | 700,838,000 | 710,938,000 |